How To Quickly Recover From An Rented Apartment Fire
February 7th, 2020
Packing a go bag, keeping your belongings in order, and being careful of your electronics and appliances are all helpful tips. However, accidents do happen, and in the aftermath, it’s best to be prepared to take the next steps towards recovery.
This could be even more challenging if you are renting an apartment. Though it is not your permanent residence, chances are you transferred your belongings and furniture into the space for a more long-term stay.
Once you get your bearings together, here are some necessary steps to go over so you can go back to your normal routine. Lessen the stress and anxiety that you may be suffering if you know what options are available for you as a tenant.
Get In Touch With The Landlord
Once the emergency has been settled, it is good to contact your landlord first. From here, it will be talks of insurance and policy coverage, and you need to know where coverage from whom stands.
Each state has a different clause regarding insurance policies. In Michigan, the landlord’s insurance will only cover damages to the building for specific accidents including fire. In the event that you started the fire within the apartment, then you will need to delve deeper into what your insurance covers.
You need to discuss coverage with your landlord, especially if the degree of damage is severe. This could influence whether you would need to find a new apartment, or if you can still somehow salvage your unit with your renter’s insurance and with the proper restoration services.
Know And Act On Your Renter’s Insurance
That said, the most important thing in your arsenal right now would be your renter’s insurance. In Michigan, it is non-negotiable for renters to have this type of insurance. It can come in handy in so many ways, particularly in keeping the safety of our own unit within the rented apartment.
For most renter’s insurance policies, fire damage is covered, especially property loss coverage. Depending on the severity of the damage, you could also avail of the loss-of-use provision, in case you would need to move out and rent a temporary place while affairs are being handled.
Consider your renter’s insurance as your biggest safety net. It may be an extra cost for a place that you do not own, but if the worst case scenario happens, it could be the one factor that stops you from losing too much or spending too much on your damaged belongings.
Contact Fire Restoration Companies
If the building’s integrity is deemed safe, but the damage to the unit involves charred products or smoke inside the room, then it’s time to contact fire restoration companies. Restoration companies are fully-equipped to handle fixing units and making them habitable again.
Find a restoration service company that can fix soot, ash, smoke damage, and smoke smell. Extensive damage would need proper checking, because you never know what issues will turn up in your apartment.
For instance, soot can be a problem as they leave odor and discoloration. Ash and smoke are equally dangerous, because these can be inhaled and cause other health hazards.
If you want to minimize recovery time in your own unit, contact Bio Star Services. It offers a wide range of restoration packages to help bring your unit back.